Laz Chavez with Nevada families
Nevada Senate District 8 · Laz Chavez

The Car Insurance & Gas Prices Reduction Act

Nevada families are being squeezed at the pump and on their insurance bills. This legislation delivers real, enforceable relief — not promises.

Sign On — Support This Bill

Nevada Working Families Are Being Squeezed

Two of the biggest household transportation costs — auto insurance and gas prices — are draining Nevada families. Both problems have Nevada-specific causes and Nevada-specific solutions. This bill addresses both with direct, enforceable action.

Auto Insurance Costs

Nevada drivers pay among the highest auto insurance premiums in the nation. Runaway litigation costs, non-driving rating factors, and auto theft rates are all driving premiums higher — and Nevada families are paying the price.

Gas Prices

Nevada has no refineries of its own. We are held hostage by California’s boutique fuel mandates and refinery outages that spike prices across the entire region — with no relief mechanism for Nevada drivers.

Five Targeted Provisions That Deliver Results

The Car Insurance & Gas Prices Reduction Act attacks the root causes of Nevada’s elevated costs — not the symptoms.

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Litigation Reform

Creates structured off-ramps before costly lawsuits — without eliminating your right to sue.

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Driving-Based Rates

Your insurance rate should reflect how you drive — not your credit score or education level.

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Auto Theft Crackdown

Fewer stolen cars means lower insurance claims — and lower premiums for everyone.

Gas Tax Relief

A price-triggered suspension that delivers relief exactly when Nevadans need it most.

Sue California

Nevada has no refineries. We’re held hostage by California’s boutique fuel mandates.

Add Your Name — Support This Bill

Join Nevada families who believe our insurance rates and gas prices should be fair. Show your support for the Car Insurance & Gas Prices Reduction Act.